GS-II · UPSC Mains PYQGovernance 2020 15 Marks

“Micro-Finance as an anti-poverty vaccine, is aimed at asset creation and income security of the rural poor in India”. Evaluate the role of Self Help Groups in achieving the twin objectives along with empowering women in rural India.

Microtheme: SHGs · Asked in UPSC Civil Services Mains Examination 2020.

Model Answer Approach

  1. Decode demand: Identify the directive verb (discuss / examine / critically analyse) and bound the scope to SHGs.
  2. Intro (40–50 words): Define the core concept; anchor with a definition, data point, or constitutional/historical reference.
  3. Body: 2–3 thematic sub-heads with crisp points, examples and counter-arguments. Add a relevant case study or committee/report.
  4. Conclusion (30–40 words): Forward-looking — recommendations, way forward, or a constitutional/ethical anchor.

Structure Checklist

  • Definition / context in intro
  • Minimum 1 data point or report
  • Multi-dimensional arguments
  • Counter-view / limitations
  • Diagram, flowchart or map (if applicable)
  • Way forward in conclusion

Keywords to Use

financepovertyvaccinecreationsecurityevaluateachievingobjectives
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